Being Filipino, I know that growing up in a developing country meant witnessing poverty everyday – from the beggars knocking on your window as you drive to school in the morning, the squatter areas you pass along the way, down to some of the feature sob-stories in the evening news.
“People like Sufiya were poor not because they were stupid or lazy. They worked all day long, doing complex physical tasks. They were poor because the financial institutions in the country did not help them widen their economic base.”
"It seems to me your banking system is designed to be anti-illiterate," I countered.
Now the branch manager seemed irritated. "Professor, banking is not as simple as you think," he said.
"Maybe so, but I am sure that banking is not as complicated as you make it out to be."
“Observing this phenomenon, one cannot but wonder how an environment can make people despair and sit idle and then, by changing the conditions, one can transform the same people into matchless performers.”